Guy Sparks Debate With Viral Hack For Getting Around Paying Back His Student Loans

Getting a college education is more expensive than ever before, but the one thing that's more expensive than the tuition itself is the cost of paying back student loans.

TikToker @thenormajeane5 believes he may have unlocked the code, however, to put off paying student loans forever if a person is willing to continue with their education.

To avoid paying back his student loans, the TikToker is in the process of earning his doctorate degree, but then he plans to continue "going to school for the rest of his life."

As long as a student is enrolled in at least six credit hours of college courses, they are not required to pay on their student loans, and depending on the kind of loan they received, it might also not accrue interest while they're in school, either.

Even with his doctorate degree, the TikToker plans to continue learning and possibly earning other degrees while going to school part-time. He estimates that it will only cost $2000 per year to pay for those classes and supplies out of pocket, instead of paying on his student loans and interest.

You can watch the video here:

Fellow TikTokers were intrigued by the concept, with some eager to try it out.

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

Others confirmed what @thenormajeane5 said, claiming that it worked for friends and family in the past.

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

@thenormajeane5/TikTok

There were some skeptical viewers, however, who found it "irresponsible" to not pay back the student loans that had been requested, while others expected the "loophole" to be closed at some point.

The TikToker did not miss a beat, however, pointing out that he was not using a loophole but rather observing the rules of the education system, which simply ask a student to attend school part-time to avoid paying on their student loans, without pointing out how many credit hours in the grand scheme of things are acceptable.

As for being "irresponsible," this sounds more like continuing education, and especially with the world being the way it is right now, it seems like more education would only serve to add tools to a person's toolbox, especially if they do something related to agriculture or another field that's directly impacted by the current political climate.