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People Divulge The Best Financial Life Hacks They Know

Someone holding a pile of cash
fan of 100 U.S. dollar banknotes
Photo by Alexander Mils on Unsplash
John Curtis
By John CurtisApr 09, 2023
John Curtis
A novelist, picture book writer and native New Yorker, John is a graduate of Syracuse University and the children's media graduate program at Centennial College. When not staring at his computer monitor, you'll most likely find John sipping tea watching British comedies, or in the kitchen, taking a stab at the technical challenge on the most recent episode of 'The Great British Baking Show'.
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Staying on top of your finances is extremely important, no matter what your yearly income is.

Not only so you don't find yourself worrying about money, but also for your mental health and well-being.

This is why it's important to not only keep good track of your bills and expenses but also look for ways to cut corners and save money when possible.

Allowing you to go to bed each night not having to worry about whether or not you'll be able to afford groceries this week.

Redditor Deathdar1577 was curious to learn the best money hacks people had to stay on top of their finances, leading them to ask:
"What is your best financial life hack?

Resisting Food Trucks And Take Out

"Bringing packed lunch, or always have a snack in my bag."- sunnyjooooy

"Uninstall GrubHub and DoorDash from your phone."- Joker8pie

Kenan Thompson Breakfast GIF by NBCGiphy

Increase Your Lowest Decimal...

"Adjust what you think your zero is."

"Everyone has that 'oh sh*t I'm broke' number."

"I just inflated mine so I think I'm broke when I'm not."

"If I have $1000 in my bank account, I treat it like $0."

"$1050 is treated like I have only $50."

"It's weird, but it's been working so far."- Clandestinechic

"Set a new zero."

'My checking account has $531."

'$500 is my 0, so I only have 31 to spend/save as I please."- HeyImBroccoli-

Animation Typography GIFGiphy

Cut Out Sugar, Cigarettes, And Alcohol

"Just drink water."- Meowsommar

"I don't smoke or drink."

"Saves me a lot of money."- ChessGuy90

"If you smoke cigarettes... QUIT!"- yalaket111

No Smoking Animation GIF by MashedGiphy

Plain And Simple

"Make an actual budget and stick to it."- radicallefter

Save For Later, Not For Now

"Think of your future self as a different person you need to help."

"Every time you’re able to save back even $1 it helps your future self out."- jollytoes

Save! Save! Save!

"Automate your savings to pay yourself first."- Nervous_Pie4233

Save Credit Card GIF by MillionsGiphy

Spend Like You Have Less Than You Really Do

"Act like you always broke."- LVL100Stoner

"Live below your means."- DrteethDDS

Never Stray From Your Shopping List

"Eat before you go to the store and always make a list and stick with it."- Mac_nocheeze

Stressed Animation GIF by Holler StudiosGiphy

When At A Loss, Eat Chicken

"Rotisserie chickens from the grocery store are usually a really good deal & make for a good middle ground between eating out & cooking dinner."- Reasonable-While-101

People Tend To Forget, It's Free...

Use the library for books, CDs, DVDs, and audiobooks."- SuvenPan

Money has a way of disappearing faster than you think.

Which is why it's always a good idea to keep a closer eye on it and spend less of it than you might normally like to.

No matter how tempting that second round of drinks always is.

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