How people manage their money can be a very contentious issue.
Some people have an air-tight budget, which they wouldn't dare stray from, even if they aren't even close to living paycheck to paycheck.
Others don't worry too much about how they spend day in and day out, even if they are still aware of how much they have in their checking and saving accounts.
Then there are those who love to spend money and are very good at doing so, but the concept of savings and a budget seems to escape them.
Often finding themselves confused by being in over their heads in credit card debt, despite the thousand dollar shopping spree they went on last week.
Redditor Mysterious_Fudge171 was curious to hear what people considered the tell-tale signs of bad money management, leading them to ask:
"What screams 'I make terrible financial decisions' ?"
"Tale As Old As Time..."
"Burning friends by asking for 'emergency' money, (based on some fake story), that you will never repay."
"Yes, oddly specific."
"Yes, all too common."- urkldajrkl
Children Are Meant To Have Hand-Me-Downs, Right?
"My neighbor can’t buy her kids school shoes."
"But has custom rims and wheels."- Comfortable-Rate497
The Military Is not Known For Being Lucrative
"A Private in any branch of the military buying a Dodge Charger."- Lukanian7·
dodge GIF by Off The JacksGiphyRe-sale 101?
"My ex SIL went to Walmart and bought a sh*t load of nail clippers, files, polish, and anything to do fingernails with."
"I asked her what the hell she planned on doing with all that."
"She told me she was going to start a flea market."- Buddyslime
If You Have To Ask, I Can't Afford It
"When you ask them how much they paid for something and they only know the monthly payment amount."- jiggeroni
Payday!!!
"Making impulsive decisions right after getting paid."- daisiesandpoetry
Pay Day Money GIFGiphyCoffee Is Where Some People Just Won't Compromise
"I know someone who is always struggling with money."
"Then I found out he has individual cups of Dunkin Donuts coffee delivered to him (via third party apps of course) while he's working at home."
"You know, instead of making a pot of coffee for yourself."- MrFishpaw
Warped Priorities
"Can't pay rent on time, but never misses a night out."- jessie_monster·
Makes Perfect Sense...
"A family member of mine has been begging money from everyone."
"He says they don't have enough money for food / rent / fuel for his wife to get to work or for tires."
"We own a tire shop, and offered him a set of used tires for $40 if he will help mount them (it's a job he's familiar with)."
"He said he didn't have $40."
"He goes to my sister in law and says he needs to make money for tires."
"She starts paying him daily for doing some remodeling work for her."
"He informs her on day 3 that he won't be available for the next two weeks because he is going on vacation to new Orleans."- Desperate_Camel_4159
car help GIF by Bubble PunkGiphyOnly The Best...
"Having the top of the line everything with a minimum wage job."
"Unless you are an unlicensed pharmacist on the side."- Ellieoconnor
Savings Accounts Exist For A Reason
"Every time you get a chunk of cash, you think you have to find a way to spend it."- Sponess
And They Don't Worry About It Getting Scratched Or Stolen...
"Expensive flashy car in the low-rent apartment complex parking lot."- Kedosto
car gold GIFGiphyJust One Click...
"Getting into debt to buy luxury products online."
"The vast majority of luxury customers aren't millionaires, they're regular people who earn below 6 figures."- lehmx
Moochers Gonna Mooch...
"When you have a 150k 'allowance', a free house and vehicle and you're still dead broke for 4 -5 months of the year."
"Sound specific? It's my entitled piece of sh*t uncle."- bhenghisfudge
They Notice...
"Fancy pickup truck with bald tires."- grondfoehammer
Chevy Truck Ipofshow GIF by Off The JacksGiphyWhen presented with a large sum of money, it is hard not to immediately think of how you plan to spend it.
Often forgetting how nice it would be to have it sitting in a savings account, should you find yourself coming up short on rent or bills.
After all, who can truly enjoy fancy things if you know you can't afford them?
@grok/X
@grok/X
@grok/X
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